Based on what Maryland Flood Insurance has learned over the years, we know that floods always happen anywhere in the State.
Dollar amount of claims paid by NFIP -To Date
Flood damage is one of the most common and costly disasters in the United States. Flooding can occur almost anywhere, even if you do not live in a high-risk area known as a “special hazard flood zone.”
Maryland experiences flooding from various sources. Flash floods typically occur after brief, intense rainfall and primarily impact small streams and creeks. General flooding results from prolonged steady rain, affecting larger streams and rivers. Major rivers like the Potomac and Susquehanna often flood due to events occurring far from their watersheds. Additionally, hurricanes and tropical storms can trigger tidal flooding along Maryland’s bays and tributaries through storm surges
Now that you know some of the facts of Maryland, are you ready to get the flood insurance you need to be protected?
Flooding Can Happen to Anyone, Anywhere!
Flood insurance goes beyond the coverage of a standard homeowners insurance policy and protects you from more severe types of water damage, like heavy rain, melting snow, and severe coastal storms. After all, water’s great in pools and on water slides but not so much in places it doesn’t belong in your home. So, whether you’re required to buy flood insurance or just want additional protection for your property,
